Category : shopping

The Right Way To Use Coupons To Save Money

I'll be the first to admit it. In the past I did not really like using coupons because I thought they were more of a hassle than they were worth. However, I've come around and use coupons and shop sales regularly now, but I do so the smart way. There is definitely a right way and a wrong way to use coupons if you're trying to truly save money, stick to a budget, and get out of debt.

Here's an example of the wrong way:

My old college roommate and I were at the bar having a drink and he was telling me about how his wife had decided she loved using coupons and would come home and tell him how much money she was saving on the stuff she bought.

As it can be in many cases with coupons, in this instance it was not so much her saving money as it was her getting good deals but spending money on items they never use.

So when she came home and told him how she had spent $ 35 and gotten $ 100 worth of stuff from the store, she had not actually saved the $ 65 she thought she did not actually buy what they actually needed.

And that's where coupons can easily get a person into trouble. They give you a good deal and you think you have to take advantage of it because it's such a good deal but later on you get it home and it ends up being something you never use or eat and six months to a year later you throw it Away. When that happens, all the coupon did waste your money and waste your time.

Here's an example or the right way to use coupons. I went to the grocery store last week and grabbed the in store coupons. There were plenty of things that were on sale and good deals, but at the grocery store there are things on sale all the time. I only saw one that applied to me – it was for a dollar off any item in the bulk natural foods section. I was not initially going to buy anything in that section, but I did have plans to get some dried cherries. So instead of buying a package Elsewhere in the store, I went to the bulk foods section and got the cherries and actually saved a little money on something I was going to buy anyway – I actually saved money and here's the biggie – SPENT less money that I otherwise would have.

That's how you use coupons the right way. …

How to Make Coupon-ing Work For You

I wanted to discuss with you the impact that clipping coupons can have on your weekly grocery shopping bill. If you know how to do it correctly and know what to look for, your savings can be substantial.

First, if most of your grocery shopping is done through one particular grocer, they should be sending you so-called "customer appreciation" coupons in the mail. These are besides the generic ones that come with the Sunday paper. If they are not, stop by their customer service department and ask if there is a program or a mailing list you can sign up for.

With regards to clipping coupons out of the Sunday paper and out of all the flyers that you get in the mail-if you say you do not have the time to do it; It is like saying that you do not have time to save money. If the items that you buy the most are items that they have coupons for, then your savings will be that much greater. An extra 5 minutes out of each day to go through the flyers you get in the mail, and then on Sundays an extra 30 minutes or so going through the paper should be well worth the savings that you can find. Look at it this way-this works out to be approximately one hour a week. If you can save around $ 15 per week, then it is probably worth your time, because more than probably this $ 15 that you just saved (oh, and it's also money you do not pay taxes on), is more than you make at your Job.

I would definitely try it for a week and see what you can find. Maybe even involve the kids-make a game out of it. Tell them to try to find all of the foods that are eaten in your family in the newspaper and see how many coupons they can find.

The following are some other tips and pointers to make your "couponing" more successful:

1) If the coupon says "on the purchase of two" you can usually get by with only purchasing one.
2) If the coupon is for example "Kraft Cheddar" you can usually use it on "Kraft" anything. The brand should be correct but generally the product does not matter
3) Find a store that "doubles" your coupons and shop there!
4) Take advantage of the "buy one get one free" items plus your coupons.
5) Try to only buy things when they are on sale. Most stores run their sales in rotation so to speak-if it's not on sale this week, it is likely to be next week.
6) If you find that the Sunday paper is a real gold mine of coupons for you, run out and get a second paper and double your savings!

The only trap that I would try not to fall in is buying something just because you have a coupon for it. After all, that's the main goal …

Learn the meanings associated with color of roses before you send flowers to Philippines

As we all know that this is the month of June, in which hot summer season is in its full glow, and the bright sun is making the environment super fantastic with its bright, warm sunlight. So in this hot summer month, people living in Pakistan feel little annoying because of their hectic daily schedules, and the summer sun shines. But it doesn’t mean that you forget your friends or family living a thousand miles apart like in the Philippines. You could send them some appropriate summer items to enjoy the charm of this season. Sending flowers would never get old, that’s why you can make them surprise when you send flowers to Philippines in these hot months. But make sure, you are sending appropriate flower color and types to make your recipient feel more awesome.

Learn the meaning of sending red roses before you send flowers to the Philippines:

According to an old saying that ‘Love is a beautiful red rose, given for no apparent reason’… So sending someone red roses would automatically create the feelings of love and affection in your recipient’s heart. This would give you a perfect reason to celebrate the charm of relationship together. So when you plan to send flowers to the Philippines for your special ones, you should always choose red roses which would better wonderfully express your feelings.

Pink roses; have you ever considered pink roses while planning to send flowers online?

Pink roses look beautiful as these are given ton express the sentiments of thankfulness. When you are feeling grateful for someone who has done a lot for you or helped you in the difficult situation, then you can send him the bouquet of pink roses as an expression of love, kindness, and gratefulness.

The purpose of sending red and white mixed roses:

When you send someone red and white mixed roses, then it means you are expressing the sentiments of unity. You are saying him that you will always be there with him no matter what… so this makes an impressive bouquet and pleasant surprise for your dear recipient.

Choosing white roses for your loved ones

White is the pure, elegant color that would adorably surprise your recipient. Sending white roses symbolizes the expression of innocence and purity, sincerity, silence and secrecy. So sending white roses to your better half is a big excitement for them, as they weren’t expecting this incredible act of kindness.

What yellow roses say?

Yellow is the beautiful color of friendship, trust, and loyalty. When you are sending yellow roses to someone, it will symbolize that you want to make your friendship stronger with them. You are indirectly saying them to take good care of them in hard times. You are expressing your extreme kindness and caring attitude with the help of these roses.

All the color mentioned above of roses are most popular when it comes to sending flowers online or if you want to send flowers to usa to our dear ones. So …

Does Your Wardrobe Work As Hard As You Do?

Times have been tough financially lately. Many of us have been affected by redundancy or loss of overtime or just plain straight forward pay cuts. This means that when we do spend money on our wardrobe, it has to be a value for money.

It is important not to confuse value for money with "cheap". What is the difference you may ask? Let me explain. The average woman in the Uk wears 20% of her wardrobe 80% of the time. She also spends a thousand pounds a year on clothes and only wears two hundred pounds worth, on a regular basis. I am sure you can refer to this. Lets think of your wardrobe. There are articles of clothes in there with the labels still on and never been worn. Maybe you have lots that you have worn once and avoid going back to, but not sure why? These items are very expensive buys for you. What you need to look at is the "true cost" or "cost per wear". This is worked out by taking the cost you paid for the article and dividing it by the times you wear it. So lets say buy a top in the sale at ten pounds and wear it once. The "cost per wear" is ten pounds. On the other hand if you buy a top at a hundred pounds and wear it once a week for a year, the "cost per wear" is two pounds. You. Also have to take into account that the top looks good, feels good and works as hard as you do.

It is very important that you buy the correct clothes in colors that suit and styles that flatter. The most common downfalls to avoid when buying clothes are: Do not buy because you are attracted by a sale, do not buy because you see someone else wearing it and do not let fashion dominate your purchase.

Go shopping alone when the shops are quiet, give yourself plenty of time. Most of all go shopping with a shopping list. Have a good look at your wardrobe and decide where the gaps are. There is no point in random buying, that will just add to the unused clutter you already have.

Happy shopping! …

How To Save Money On Groceries With Coupons – Tips to Be More Efficient

If you’re like me, your cheap. You like to save money at every turn, especially when it comes to everyday necessary items. You know that you can save money on groceries with coupons, it’s not like this is unheard of. The purpose of this article is to show you how to be more efficient at clipping them, and how to really spot a deal when you see one. Unless you like to spend your Sunday afternoons scouring the newspaper to find a good deal, read on for some more tips on how to save money on groceries with coupons, the efficient way.

One great way is to take a record of where the coupons you most often clip are in your newspaper. Every Sunday newspaper is absolutely filled with coupon books from a variety of retailers, but they generally always put there coupons in the same inserts. Make a note of which insert in your Sunday paper so you can quickly refer to it every Sunday.

Another great way to save money at your local grocery store is to pick up a coupon insert directly from the store. This may be obvious to some, but you would be surprised at how many people don’t do this. Also, keep in mind that just because something has a coupon or is on sale, does not mean its going to be cheap. Be sure to compare prices of other products you see in the store to see if you’re really getting a value.

Click here to Receive More Money Saving Tips on my Online E-guide.…

The Benefits Of Using A Reusable Shopping Bag

The perfect way to show your love for colors that bring out the beauty of nature is by buying reusable shopping bags. All you have to do is logging in on the internet to pick that lovely bag that will give you all the confidence you need to walk in public.

The best way to go to a shopping mall is by walking with a reusable bag that will make it easy for you to do shopping in style. Depending on the color, you can choose from gold, bright leaf green, vibrant orange and many more.

You will get more zeal to go everywhere with your reusable bag if you browse through these websites which demonstrate the various styles of the bags.

Nowadays, the main objective of companies is to gather many customers in order for them to maximize profits. For this goal to happen, they have decided to provide free packaging to their customers since you have a chance to choose what suits your needs.

The method of obtaining these bags has been made easy while the users have the freedom to opt for what they like without intervention. The environment has also benefited from this as many people have chosen to use reusable shopping bags.

The bags are long lasting and this durability enables them to hold any type of commodity with ease. This nice piece of classic beauty is made from fabric material and they can make your home outstanding if you choose the best.

Not only will you be saving the world but also many children will be gaining from the purchase you have made. After getting hold of them, you will be the center of attraction as people will be admiring the lovely design of the reusable bag that you possess.

To highlight more on the point of contributing to the African child support, many companies get 10% 0f their profits to make sure the suffering children in Africa live a good life.Thus; The only way they can do this is by promoting the education in Africa. …

An Insider's Guide to Saving With Dell Coupon Codes In 2010

If you're in the market for a new home computer or looking to buy some kit for your office, give this article two minutes to learn the latest tricks about using Dell coupon codes andDell deals to save even 50% of a new Dell Vostro or Inspiron.

Dell had some glorious years right after the dotcom crisis – there was a renewed demand for cheap computers built to specs, and they were able to deliver good value for the money and without too much fuss. Yet nobody stays a leader forever, and the competition talked on, managed to lower the cost even more, and started beating Dell at their own game.

Under these circumstances, the company started a self-reinvention process in 2006. Michael Dell returned specifically to helm, and they started cutting and trimming their own excesses. Unfortunately for us, the potential buyers, in the run for positive margin Dell stopped aggressive aggressive campaigns and Dell coupon codes starting losing their appeal – smaller savings, higher thresholds, lower redemptions – all looked as if Dell had worked hard to prime its website visitors Into opportunity buyers and now they were backing off.

The main reason for this stems from the demise of the direct model and Dell's decision in 2006 to embrace ODM (Original Design Manufacturers) to create and build their computers, rather than assembling them in a Dell-branded factory. This meant two things:

  • Dell could no longer control the acquisition price the same way it did with individual PC components suppliers
  • Dell logistics started to manage large stocks of ready-made computers, a risky business where legacy configurations could easily turn to loss once the computer technology moves to the next thing like a new processor or operating system; These forces them to have a refresh of configurations every quarter, to make sure they are not left outside the current market demand – and below I will show you how to use this to your advantage.

With fixed systems and lack of configuration options, Dell coupon codes starting losing their weight and appeal – a Dell Vostro coupon or Dell Inspiron coupon (the most popular lines with Business and respectably home users) can now save you only petty amounts like 5% 10% over high starting prices. Not the Dell transactions customers were used to, of 100-200 dollars off / unit.

How can one still save 50% of the price of a new Dell Vostro or Inspiron laptop, then?

The answer is timing and understanding of the new Dell model – you must synchronize your purchase cycle with Dell's refresh of fixed configurations (generally the beginning of the Dell fiscal quarter) and have a reliable website that shows you ALL valid coupon codes for a region at A given time. This does not mean websites like RetailMeNot or MyVoucherCodesUK are no longer effective – they work, but you might miss the most exclusive coupons, like those offered over Twitter, Facebook, e-mail or as Dell Outlet vouchers.

When the new quarter is …

Top 4 Tips on How to Get the Most Out of Your Holiday Shopping

The Holiday season is fast approaching and with it is the need to shop for holiday treats that you will give to your loved ones come Christmas day. However, this holiday spending spree can sometimes go awry for some people, so here are the most important tips so that you could survive the Christmas rush, and survive it gracefully.

Set a Budget

Try to set a stricter-than-usual budget for your shopping “needs”. A lot of people have a tendency to spend way over what they can afford, often ending up with piles of debt by New Year’s time. Research shows that a lot of people tend to spend so much that the accumulated debt will take the rest of the year to pay back. This is the last thing that you would want to happen.

Estimate the total amount that you are willing and able to spend for the whole holiday season. Afterwards, list down the people that you need to buy gifts for, and allocate the budget accordingly. Furthermore, do not forget to include other holiday “musts” like food, ornaments and even potentially higher utility bills.

Protect Your Belongings

The Christmas season is a season of cheer, but not all people feel this way. With the onset of the global financial crisis, more and more people – even in developed countries like the US – are living a life of poverty. Unfortunately, with poverty comes the not-so-desirable reality of pickpockets, robbers, and fraudsters.

As soon as your shoes land on a shopping street, always keep an eye on your valuables. Try not to wear any flashy clothes or jewellery. Even if you risk looking less glamorous than what you would have wished, avoiding untoward incidents is not that bad of a trade-off.

Be Wary of Identity Thieves

Most working people today are always on the go, and they may have less time for shopping in the recent years. Because of this, a lot of us turn into the internet so that we can do all the Christmas shopping online. Usually, we use our credit cards for purchases, or maybe some other escrow utility like PayPal.

But then, this added convenience comes with a very big risk: your personal information can be stolen by online identity thieves, who can use it so that they could make purchases for their benefit and to your detriment. Thus, be sure to enter your personal information only in sites that you trust.

As a rule of thumb, look for certifications issued by VeriSign or Web of Trust in the home page. This will lessen the likelihood that the stuff that you would pay for are only those that you have received.

Smart Shopping!

The first thing that usually comes into mind when one hears the word “shopping” is going to the most luxurious store that your mind can fancy. This leads to unrealistic spending patterns that do not only hurt your finances, but can also cause much despair on your part as soon as …

Hints For Using Coupons and More Tips For Saving Money on Groceries

Everyone loves to save money. It invariably makes us feel great to get a bargain. It kind of makes us feel like we got away with something. Clipping discount coupons and planning your shopping trip can save you lots of cash. There’s as much work involved in shopping using coupons as you allow it to be.

If you do not have a lot of time but would like to get in on some excellent discounts, shop with coupons. It is possible to shop with coupons in many different ways. You can make out your grocery list based on your family’s needs and wants and look for coupons which you have clipped out of the newspaper and save some cash.

Another way of shopping requires a little extra work, but with better savings. You can read through your local grocery store weekly advertisements and purchase whatever is on sale that you like and that you have coupons for and create your meals from these groceries.

If you wish to get more for your dollar it is possible to buy strictly from the sale items whether you are fond of that food or not. From your coupons you just might find some for these products.

The maximum savings comes from shopping at two or three stores in your town. Look through their weekly store advertisements and go shopping for only the top specials from each retailer. Bring your coupons along with you and use them as well. Using your coupons on sale items brings increased savings to enjoy later on.

Lowering costs will take some carefully considered planning. Usually it is best if you stick to your original grocery list. Any time you go astray off of your list you may still be saving a little, but you are putting your cost savings right back into groceries you may not actually want, which may defeat your purpose. Go shopping attentively and plan ahead!…

Use Coupons, Giveaways, Competitions and Gift Certificates to Market Your Pet Sitting Business

Marketing your pet sitting business doesn’t have to be confined to online and offline advertising and directory listings. You can also use coupons, giveaways, competitions and gift certificates to make sure that your pet sitting business comes out on top.

I. Coupons

Hardly anyone can resist a deal and that’s exactly what you should bet on when using coupons. Coupons can mean more pet sitting business and higher ad conversions even if it seems like you’re losing money on the surface. To run a successful coupon campaign, consider offering between a 20-25% discount on the initial pet sitting visits that are booked by your customers. Any lower than that percentage, and responses will likely be lackluster. Any higher and potential pet sitting customers may perceive that your pet sitting service has little value or that you don’t offer a reliable quality service.

Offer coupons after the finalization of a sale or in advertisements or marketing materials. You may also get a little creative by offering them on the back of your pet sitting business card, on your website or in your customer newsletters.

II. Giveaways

A great way to increase pet sitting business is to simply give your service away for free. Although it may sound backwards, the reality is that giveaways can give your pet sitting business a lot of exposure and good publicity. You may decide to randomly offer free services to someone who you’ve identified as a fence-sitter, or someone who hasn’t yet decided whether or not they want to try your services. If your customer is satisfied, it’s likely that they’ll spread the word about your pet sitting business. At the very least, the possibility of getting more free services may increase interest in your business. Your giveaways don’t have to be full services, either. You may just offer to walk a dog or check in on an animal during an owner’s lunch break to prove that your services are valuable and worth the investment.

III. Competitions

People like competing for items that they perceive to be valuable. Starting a competition for one of your “deluxe” services or packages may generate interest in people who would otherwise not be interested in your “general” pet sitting services. Requiring entrants to provide personal information to participate in the contest can also result in invaluable target market information that can help you deliver newsletters and marketing materials to people who have already shown interest in your pet sitting business.

III. Gift certificates

Making gift certificates available on your pet sitting website is a sure way to increase your chances of winning new clients. Gift certificates allow satisfied customers to share their positive experience of the service with their friends, family or associates by purchasing a voucher that can be redeemed for the same experience. While blank gift certificates can be purchased at office supply stores, it’s best to splurge on custom gift certificates, since they reduce the risk of forgery and give potential clients the impression that your business …

1 2 3 11