Category : shopping

Women’s Clothing Boutiques Online – Stay Stylish, Always!

Women always like to own fashionable dresses which look good at least in their own eyes. They like to flaunt both traditional and contemporary dresses in different styles, and online shopping has become one such platform which helps women to find a plethora of styles, regardless of their age and ethnicity.

The advancement in technology has changed nearly all facets of human life. Nowadays, the hustle and bustle of running up and down in different apparel stores has been eliminated by online women’s clothing boutiques. Given that the society has become extremely fast paced, the convenience that comes with online shopping is like sweet music to the ears of many.

The world of fashion is really a dominant market in our world right now as more and more designers are creatively exploring something new ever day. In the land of internet shopping, it is possible to find just what you want and that too quickly. We have to admit that this format of buying clothes has made its own place and is being used at a large scale by consumers as it is easier to do so with a wide range of options to choose from.

Although online shopping has set its foot firmly in the lives of many people, there are many women who don’t realize that it can be fun and less exhausting than going out and shopping from your local malls. Women’s fashion is available everywhere online, allowing you to shop endlessly for hours with only clicks of a button. The variety of online boutiques allow you to find something that will precisely fit your sense of fashion and style.

Not being able to find a shirt that you have been dreaming about can keep you up at night. Unfortunately, stores aren’t open past 9pm, but the internet is always on! You can shop at midnight if you want to. If you are looking for something very specific like cute dress boutiques online, you can get your shopping done in a few minutes with the wide range of choices available. In addition, you will be able to find some great deals on dresses which you could not afford otherwise from physical stores just because they were expensive. They run great sales almost round the year for the best fashion clothing.

Buying stuff from online boutiques gives you the benefit of comparing the price of an item you want to buy. Thus, shopping from online is effortless, efficient, time-effective and affordable, no matter what your clothing style is.…

Polynesian Cultural Center Promotional Code

Are you looking for a promotional code for the Polynesian cultural center? Well, unfortunately, there aren’t any that I have been able to find. The center just doesn’t do their discounts that way.

However, there are a few ways to get discounts at the Polynesian Cultural Center (PCC) without a promo code.

Here’s the ways to save I have found.

You can go to the website and get 5% off every ticket you buy for taking a survey.

Sometimes there is a timeshare presentation in Waikiki that can get you a free or discounted ticket, if you qualify and can stand to sit through the 3 or 4 hour presentation.

Sometimes hotels offer promotions to get you free tickets to the PCC if you stay with them.

Once you get to Hawaii, you can look in the free coupon books and tourist magazines that are all over the airport and the hotels and all the tourist attractions and sometimes there are coupons off for many Oahu attractions in there. I don’t know if there is currently one for the PCC but it’s worth a look.

The Best Way to Save Money There

The best way that I have ever found is the coupon that is in a big Hawaii coupon book. It is for buy one get one free for village only admission. So if you wanted village-only and there were two of you going, that could save you $45 or 50%. That’s a pretty darn good coupon, in my opinion.…

How To Save Money With Shopping Bots, Assistants, Add-Ons

Do you frequently shop online? If yes, you might be aware about how overwhelming it can be to select your favourite product at the lowest price. Most of the times it is almost impossible to keep up through diverse online deals, coupons, and promotions available all over the Web. What adds up to the difficulty is the price comparison among the numerous online retailers out there! Well, in today’s busy schedule doing this hectic research is truly time-consuming. So, how about purchasing products in a smart and an intelligent way?

Shopping tools like the shopping bots, the online associate or Add-ons do all of the work for you.

India’s online trading market, according to rough estimates, is 60-70 million strong, and is expected to go up to 100 million in the next few years. Around 10 million people use price comparison websites each year because they’re quick, convenient and save us a lot of time buying products around.

What Are Actually These Bots & Add-Ons?

Shopping bots, short for “shopping robots,” is an online price comparison software tool that searches for relevant goods from a variety of stores online. It automatically locates the most affordable rates for customers. Generally, these add-ons rank items by price. They let buyers link directly to the website of an online merchant site to actually buy the product.

They also help to find the most excellent online deals for a product, including films, household items, smartphones, books, video games, etc. Using shopping bots, a purchaser can instantly get quotes from multiple retailers for the same merchandise without spending hours on particular shopping site. You may simply call these add-ons as your “online shopping assistants”.

Benefits of Online Assistants and Shopping Bots!

The popularity of price comparison websites/ shopping bots/add-ons isn’t just a trend. It’s now fast becoming a way of life for people to shop. Comparison websites helps the buyers to procure huge benefits whenever they make purchases online. They aid in viewing the latest prices offered by various e-retailers along with discounts or money-saving deals. In addition to price comparison, customers can easily access online coupons, discounts across all the e-retailers that offer the product they wish to buy.

In a nut shell, price comparison add-ons are just like pieces of good fortune for shopaholics. These add-ons works like an online shopping assistant by offering hassle free shopping. They simply fetching all the discounts and offers from top e-commerce sites under a single page! Users can evaluate prices online & get the modest price on the go right from the comfort of their browser. So, isn’t that easy. You save money and time without any annoyance!

Conclusion

Whether you’re using Amazon, eBay, Flipkart or any other site – shopping bots make sure you never spend more than you have to. These add-ons will help you shop smarter and help to purchase products when they are at their absolute lowest prices. So, why not take assistance from these bots or install your favourite add-on & …

Use Coupons For Your Window Cleaning Business!

One sunny afternoon as I was standing outside a movie theater, a man in an apron came passing around coupons for his small ice cream shop across the street – A free scoop of ice cream when you buy two scoops at the regular store price. I immediately knew I was going to pay them a visit when the movie was over (true story).

That coupon for a free scoop of ice cream brought me into their ice cream shop for the very first time (and it certainly was not the last). So what does this have to do with your window cleaning business? Coupons are a excellent way of attracting new AND life-time customers! They're very practical because of being cheap to print and easy to distribute. If your not thinking of going all out you can print them on your own computer at home, maybe even pay to have them put in your local newspaper or the penny saver. You can have them delivered to local (high end) households through the post office. Put them under windshield wipers of parked cars (although this might seem annoying at times it's good for local promotion), or pass them out to local storefronts.

Passing out coupons is one thing, but making a coupon that ACTUALLY WORKS is another. Before you start ordering coupons or using up all your printer ink think of an appealing offer. Why should they call you? What benefits come from having their windows cleaned? You DO NOT want a coupon that just tells the public what you do for a living, you want a coupon that will give them a reason to pick up there phone and call you. Make your add stand out from the competition. Almost all window cleaners offer free screen washing, who REALLY cares? You're trying to STAND OUT and be noticed (do not get me wrong free screen cleaning is a good bait, BUT you have to admit its getting old), how about free hard water removal? Obviously not on all the windows, but why not the first one or two? How many window cleaners do you know of that make that kind of offer ?? EXACTLY … You might have lost the twenty / maybe thirty dollars clearing up hard water spots on two windows but what could you have gained? The profit from the rest of the house? A referral from a very happy customer? A LIFE-LONG customer?

Do not trick yourself into thinking the only way you'll make money is to stingy with your pricing, offers, and coupons. Think outside the box with your offers, and you'll end up with a foot in over all your competition. …

The Many Advantages of Shopping Online

Let’s be realistic, the Internet has changed the way we shop. Because of the multiple advantages and perks, more and more people now favor buying merchandise online above and beyond the old school conventional method of going into stores.

With online shopping

  • The stores are always open.
  • There is no dress code guidelines.
  • Save on gas.
  • There are no parking hassles.
  • No aggressive (sometimes apathetic) salespeople.
  • No annoying crowds.
  • No line to wait in when it is time to check out.
  • Many more choices for buying refurbished products.
  • Online sales representatives often receive more product training than those at the local stores.
  • Online representatives often have greater flexibility when asked to make decisions such as meeting a competitors’ price, applying coupons or expediting shipping at no additional charge.
  • Communication with online shoppers is more often programmed with automatic responses to inquiries and any required follow-up, very often is with more professional and corporately trained employees in contrast to those often found working at the brick-and-mortar locations.
  • Operational factors such as lease payments, utilities, payroll, store furnishings, shelving, fixtures, inventory shrinkage losses and other things all contribute to the bottom line profit margin less the overhead costs of doing business in a shopping center.
  • Online shopping is a great resource for finding products at a great savings that are from past seasons or that are being liquidated.
  • On reputable sites to lessen any consumer confusion and comply with FTC regulations, customer service and other policies are clearly stated in writing. Additionally, well-trained ‘live’ sales personnel are made available to answer questions without the need to wait in long lines or search the aisles for a store associate.
  • Numerous price-comparison sites enable consumers to shop smarter, through use of services or applications that compare prices of a product at several stores.
  • Many online stores waive sales tax or shipping costs to enhance the likelihood of shoppers making an online purchase. Also, a lot of sites offer a toll-free number for customers to call who do not want to post their personal information or credit card numbers online.
  • Online stores maintain the same promotional calendar as the brick-and-mortar stores by offering great seasonal sales and discounts. Additionally, the after Christmas sales equal and often exceed that of local department stores.
  • Late winter sales almost always offer huge price cuts for the annual “white sales” events.
  • Early spring is the timeframe when online outlets often offer as much as 75 percent off winter merchandise inventories. Also, throughout the year (just like the local stores) big sales events are held during holiday weekends such as the Fourth of July, Labor Day, and Memorial Day.
  • With greater comfort, ease and accessibility more and more people are turning to the Internet to do their shopping. As a result of this tremendous online growth the smarter retailers are responding with enticing customer loyalty programs, improved user-friendly sites, more direct promotional events and just some good old-fashioned top rated customer service.
  • Retailers do not always offer the same deals

How to Calculate the Intrinsic Value of Stocks Like Warren Buffett

One of the most sought after calculations in all of investing is Warren Buffett’s intrinsic value formula. Although it may seem elusive to most, for anyone that’s studied Buffett’s Columbia Business Professor, Benjamin Graham, the calculation becomes more obvious. Remember the intrinsic value formula that Buffett uses is an embellishment of Graham’s ideas and fundamentals.

One of the most amazing things about Benjamin Graham is that he actually felt bonds where safer and more probable of an investments than stocks. Buffett would strongly disagree with that today due to high inflation rates (a whole different topic), but this is important to understand in order to understanding Buffett’s method for valuing equities (stocks).

When we look at Buffett’s definition of intrinsic value, we know he’s quoted as saying that the intrinsic value is simply the discounted value of the future cash flows of a company. So what the heck does that mean?

Well, before we can understand that definition, we must first understand how a bond is valued. When a bond is issued, it is placed on the market at a par value (or face value). In most cases this par value is $1,000. Once that bond is on the market, the issuer then pays a semi annual (in most cases) coupon to the bond holder. These coupon payments are based on a rate that was established when the bond was initially issued. For example, if the coupon rate was 5%, then a bond holder would receive two annual coupon payments of $25 – totaling $50 a year. These coupon payments will continue to be paid until the bond matures. Some bonds mature in a year while other mature in 30 years. Regardless of the term, once the bond matures, the par value is repaid to the holder of the bond. If you were to value this security, the value is completely based on those key factors. For example, what is the coupon rate, how long will I receive those coupons, and how much of a par value will I receive when the bond matures.

Now you might be wondering why I described all that information about bonds when I’m writing an article about Warren Buffett’s intrinsic Value Calculation? Well the answer is quite simple. Buffet values stocks the same way he values bonds!

You see, if you were going to calculate the market value of a bond, you’d simply plug the inputs of the terms listed above into a bond’s market value calculator and crunch the numbers. When dealing with a stock, it’s no different. Think about it. When Buffett says he discounts the future value of the cash flows, what he’s actually doing is summing the dividends he expects to receive (just like the coupons from a bond), and he estimates the future book value of the business (just like the par value of a bond). By estimating these future cash flows from the key terms mentioned in the previous sentence, he’s able to discount that money back to …

Auto Repair Coupons – The Element of a Great Coupon

Auto Repair coupons are a great way of both promoting your shop and gaining potentially loyal customers. Coupons reward the customer for coming back. And they guarantee them that they will be getting a great deal. In the long run, the shop receives free advertising by word-of-mouth and a bigger client base. It is especially valuable in the auto repair business as vehicle maintenance is mandatory and overall unavoidable. This is a promotional strategy that will require careful execution to protect both you and your customer from feeling like they got taken advantage of or tricked. It is important to clearly spell out the terms of any auto repair coupon offer.

Great auto repair coupons need to be eye catching. The company name or logo, including the phone number, needs to be apparent, there is nothing more disconcerting than having a coupon and struggling to find out where one can use it. It stands to reason that the address should also be legibly printed. The simpler the better. Two to three colours is more than enough to get attention and if the route is black and white printing, then the biggest image on that coupon should be the discount. Saving of any kind seems a worthwhile investment for most.

An auto repair coupon not only has to be able to grab the customer’s attention, but it must also make a valuable offer. For example, the coupon could cover the mounting of a specific part or include a discount in exchange for a purchase. There should be no “fine print” or hidden clauses in a coupon. This kind of trickery just makes the customer distrustful and less likely to spend money in your shop.

Clarity is the key in creating auto repair coupons. The specific service or part to be discounted should be clear and the conditions stipulated as such. An expiration date is valuable but not always necessary. What it does is to create a sense of urgency to use the coupon and avoids the piling up of coupons with which the customer could abuse discount privileges. However, the expiration date should be reasonable according to the particular service offered. That is to say the coupon would have no validity if it is given as valid for two weeks for a tire change following the same service on the day of distribution. The abuse of coupon usage can also be limited by setting a cut off of the number and/or type of coupons that can be used in the same purchase, again, clearly stating this is important for good customer relations.

It is clear that as much information as possible needs to be relayed between the shop and the customer, which is where an accompanying pamphlet would come in handy. Another good strategy is to print the conditions behind the coupon in plain view. The front should have the most basic, short hand writing and simple images so as to not confuse the consumer; you need to give the customer …

What to Buy in London

The idea of ​​buying things in one of the worlds most expensive cities will not leave many flattered. With famous designers occupying most of high street shopping, smaller brands are pushed outside the tourist-populated areas. So where do you go to pick up something special yet affordable?

Most of London visitors look for something they read about in the guidelines. For example, where to find a unique wine merchant or where to buy a Paddington Bear? On almost every corner in London you can find souvenir shops selling everything from key pendants to T-shirts that will remind you of this multicultural city.

It is great to buy things that tell a story and that seems to work for many people. Those who come to visit after reading something about the country or knowing the history will not get tempted by the corner souvenir shops. They will head to St James Street, a home to great wine shops, or they will go to museums and buy something there.

For those who are keen to do some expensive shopping, London will not be disappointing. Harrods is quite popular with tourists as it features a selection of high class essentials. It seems that Harrods is the only store in the UK which still sells real fur. It also sells a range of fine perfumes as well as bath and spa essentials, clothes, accessories and more. It is not a bad place to pick up something bit more special and more pricy but of good quality or to shop for gifts. It is convenient to stay at central London hotels as it is located in the center of the city. Oxford Street, one of the more popular ones, features stores like Selfridges, HMV (for music, DVDs), Disney Store (for toys) and many other shops mostly for clothes and shoes.

For those who do not like overcrowded shopping places, more extravagant and bohemian style can be found in famous London street markets. Portobello market in Notting Hill is ideal for antiques. Camden Town is great for exotic clothes and cheap take aways. Do not forget that there are no bad purchases when they are planned appropriately. …

Rental Car Coupons Available Online and in the Entertainment Books!

You may have seen the little books called 'Entertainment Books'. The coupon books that are full of restaurant and fast food coupons, along with a number of other things. Most people get the books for the coupons for restaurants, but they offer far more value than that!

Here's how it works. You purchase the Entertainment book (either online or through a fundraising effort- many schools sell them as fundraising for school programs!). The cost is usually around $ 20, although if you purchase it through their website in midsummer, you can often get it for half price or only pay shipping (that's when I get mine!) It's full of coupons! Participating locations. It's a good idea to look before hand at the participating locations, to make sure you actually frequent those places, so you get the best bang for your buck.

Many hotels advertise and offer discounts despite the Entertainment Book such Planet Hollywood, Mandalay Bay Resort and Casino in Las Vegas, Marriott, Red Roof Inn, Clarion, Days Inn, and many others!

Some of the best deals can be had by using car rental discounts and coupons from the Entertainment Book. These include: Enterprise, Alamo, Budget, Avis, National and Hertz.

You can save thousands of dollars by using your coupons. Often times you may receive rental car coupons in membership mailings as well! Another great place to find them is in local coupon mailers!

My grandsparents recently traveled to another state to visit relatives. Using Coupons from the entertainment book I save them, they saved over 65% on their car rental for a 2 week rental. Plus, they got a free upgrade to a larger car! So the next time you decide to plan a vacation, sign up for your Entertainment Coupon Book first, so you can save money at all the hotels, attractions, movies, sporting events and restaurants you plan on taking in while you travel. After all, the more money you save, the more fun you have! …

What to Consider When Shopping for a Bank

The chore of finding the right bank to fit your business needs can be a daunting task. It is a necessary and important one though. As mentioned in our earlier article, "Keeping your Business Separate", it's imperative to keep your business and personal accounts separate. So, what are some things you want to consider when shopping around for your financial institution?

You have immediate needs like a place to keep your money, of course. But, you also want to think ahead to the future of your company. You want a bank that offers services that will give you a place to go as your business grows. For instance, does the bank have experts in investment options? It makes your life simpler to already have a place to grow with than to have shop around again when your needs change.

You may be inclined to do your banking with the big banks. The advantages there are that they may offer lower rates and more locations. The downside is that their fees tend to be higher. Smaller banks may not be as competitive but you'll likely save in fees and have a better chance at being approved for a small business loan. The other advantage of a small bank is the service is more personalized.

Credit unions have become an increasingly popular option. Being non-profit facilities, they offer lower fees than that of traditional banks. Also, their rates can be lower on loans and rates higher on savings accounts. Not all credit unions offer business loans though, so ask lots of questions.

Something that can really add up is bank fees. Of course, you want to avoid them all together, but life happens. When it does, is your bank going to make you pay through the nose? Big banks charge an average of $ 35 for each occurrence of an overdraft. Yes, there's overdraft protection, but there are still fees. Other fees may include a maintenance fee just for having the account or falling below a minimum balance requirement. You'll want to know ahead of time what a bank charges for fees. You do not want this to come as a surprise.

Speaking of fees … be sure to check availability of ATM's. It's frustrating to have to pay fees to take out YOUR OWN MONEY! If a bank has minimal locations for you to utilize their ATM, you will have no choice but to pay their fees. However, some banks offer free withdrawals from specific third party ATM's.

A feature that I absolutely love is mobile banking. It is life changing! The convenience of being able to deposit a check from my smartphone is invaluable. It is such a time saver. Definitely see if this is something your future bank offers. You'll be happy you did.

Sadly, something we do not do enough homework on in advance is customer service. We find out too late that the staff does not return calls in a timely fashion. Too often, we're put on …

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